Countdown to World Peace

Picture Said A Thousand Words

admin — Tue, 14 Oct 2008 21:47:22 +0000

I always knew my hair was going to fall out, but I always feared the day where it would come to the point to have to do something about it. My hairline has been receding for a couple of years, but in recent pictures from my buddy’s wedding I first saw a different view of how bad it’s gotten. From all of the front pics you can barely see the middle patch and it looks like I’m bald all the way around, and by those pictures alone I knew now it was time. I have seen a million ads for all different types of treatments, including pills, shampoos, foams, and hair transplants, but I had no idea what was the best. I looked around the net, but I only found the websites advertising their products instead of explaining them. As I continued to browse, I ran into a hair loss treatment site that made me feel comfortable reading it, and after I finished the home page I looked for some more articles. I found the directory and there was around 100 articles on hair loss! I couldn’t believe it; I spent the next hour reading up on everything, and after I felt confident I filled out the form on the home page. The next day a woman called and I have an appointment on Thursday at 1:30. It’s been tough accepting it’s finally time to take action, but there’s no way I’m going to look 35 when I’m only 25.

Credit Couseling

admin — Sun, 13 Jul 2008 16:20:15 +0000

Reorganization bankruptcy, usually under Chapter 13, happens when you file to a bankruptcy court a plan on how you intend to settle your debts. You indicate how much each of your creditors will get, depending on your finances. There will be a three or five year repayment plan, only after which can you be discharged of your debts, if any still remains. At times, however, due to obvious financial difficulties, the court itself decides to give a discharge earlier than planned and this is what usually happens.

An additional requirement for both types of bankruptcy is completion of credit counseling conducted by an agency recognized and approved by the United States Trustee’s office. This helps you look closely at the situation at hand and identify if bankruptcy is really essential. This allows you to see several possibilities of informal repayment which you may have overlooked in the past. Even if such is obviously impossible, counselling remains a major requirement. Furthermore, completion of post-counselling is required after the proceedings. This aims to teach you financial management to avoid encountering the same situation in the future. The bankruptcy discharge will not be released unless this is fulfilled.

Hello world!

admin — Thu, 24 Apr 2008 16:04:28 +0000

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